Bud Kleppe

Quick Contact for Bud

If you have a question for Bud Kleppe related to the blog or St Paul Real Estate, use this simple form:

Your Name (required)

Your Email (required)

Your Message

Spam Prevention:

Find us on Facebook!

City Walk is looking good!

There’s not a lot of inventory available over at City Walk, it’s a pretty hot building right now! I imagine the residents are getting antsy to get their outdoor pool filled so they can soak up some rays and start enjoying their 12th floor deck.

City Walk is one of only a few condos in downtown St Paul that is connected to the Skyway system.  City Walk is also very close to the heart of the system, which means finding something interesting in the hidden network of tubes and tunnels is pretty quick.  To get the full benefit of the skyway system, I recommend exploring during the lunch hour when nearly every store in the Skyway is actually open.  Evenings and weekends? Well, it’s pretty hit or miss as to what will be open, and it’s really just used from getting around to different street level destinations.

We so lucky to have the skyway system during the winter, and during really hot summer days. From City Walk, you get to the Xcel Center without ever stepping outside!  You can also almost make it to the Saints Stadium too.  Just hop out at Barrio and walk the two blocks to the stadium.

But enough about the Skyway and more about City Walk…  The building is one of the first condos to be built downtown and was always used to be condos, not as an apartment conversion.  The location of the building is also pretty central.  There’s a Light Rail Transit station just two blocks north on Cedar that will take you straight to downtown Minneapolis and a Lund’s grocery store about 2.5 blocks north on Robert St.

It’s almost convenient enough to ditch your car!  However, being a condo built on top of a parking garage, means you can still have your car close at hand.

To see the available homes at City Walk, click the link below:
Condos for Sale in City Walk

IMGP1224-01 (Copy) IMGP1222-01 (Copy)IMGP1212-01 (Copy) IMGP1215-01 (Copy)




2015 Condo Scoop is here!

2015 Condo Scoop Digital Edition is here!  The highly anticipated annual report about downtown is now a click away.  I’d love to hear you feedback.  Sound off in the comments or shoot me an email.

St Paul No Longer in 1st Place?

It’s a sad day in St Paul folks. We’re no longer in 1st Place!

Blog - 2016  -02-08 - FNB Light is out

If you haven’t heard the news, the new owners of the First National Bank shut the light off, claiming that the neon tubes were damaged by high winds.  I don’t want to say that’s a bunch of bull, but well…

They say they’re looking into a LED retrofit, which I really hope this is the case, but I hope the lights are not down for long.  This really is an iconic symbol for Downtown St Paul!

A Better Post-Saints Game Food List

Blog - 2015 - 06-04 Saints Food

Did you see the article City Pages posted about the best places to eat after Saints games? Go ahead, read it. I’ll wait…

What do you think? I’m going to go out on a limb, and say that I disagree with 7/11 of their list. Call me crazy, but escargot bourguignons doesn’t scream “baseball food.”

I’ve created my own “baseball food” list. My list includes my favorite places that I consider easy walking distance from the stadium. The borders are from Lafayette to Minnesota St, and from 7th St. to Kellogg. Here we go:

Alary’s – Bar pizza, beer, darts, and a huge patio. This is a great place to celebrate a Saints win! As an added bonus, they run a free shuttle to the games.

Barrio – Tacos and tequila. Need I say more? They make some seriously good guac, too.

Blackdog – A great place to kick back, have a cup of coffee or wine, and have some good conversation. My favorite thing on the menu? The black bean and cheese quesadillas. Mmm!

Bulldog – One word: Tots! This place has a great beer selection, great menu, and shuffleboard.

Golden’s Lowertown – Not just for lunch anymore! Live music, good food, and open late.

Gopher Bar – Cheap beer and Coney Dogs. Cash only and don’t you dare ask for no onions on your dog!

Heartland – Sit in the bar area for a more casual experience. Mmm, fancy corndogs!

Kelly’s Depot Bar – Hate to call it a dive bar, but… Still a great place for a burger & beer. Downtown’s hidden gem.

Rival House – Get the competitive spirit started early, or keep the fun going after the game. Skee-ball, ping pong, bubble hockey, board games…need I say more? Oh, the menu is pretty good, too.

Red Savoy’s Pizza – Looking for no frills, old school pizza? This is the joint! Don’t get me wrong, I love a wood/coal fired pizza as much as the next guy, but sometimes you just need that kick in the sauce that is only found in a Savoy’s pizza.

There you have it, my list of post-baseball food places. Do you think I missed anything? What’s your favorite?

Limited Common Elements: What You Need To Know

Blog - 2015 - 02-23 - Limited Common Elements

Minnesota State Statue 515.B defines a limited common element as elements that are designated for the exclusive use of the unit owner(s) of the unit or units to which the limited common elements are allocated…

So what exactly does that mean?  Well, normal examples of a Limited Common Element (LCE) would be a balcony/patio, your windows & doors, and likely even your HVAC equipment.   Even the garage stall is typically listed as a LCE.

Why does this matter to you?  A lot of buyers feel that everything on the exterior is the Association’s responsibility to maintain and repair.  Which is generally true,  but the major shocker to a lot of condo buyers is who will be responsible to pay for these items.  Nearly every condo building that I’ve dealt with, charges the homeowner for these items.  There’s a few reasons they do this, but the main reason is cost.  If Associations had to tuck money away for all of these items, the dues would skyrocket.  Sometimes, you’ll see an association pay for something that is a LCE expense, but it usually means that everyone is benefiting from the work and the Board of Directors has set aside money for the project through their budget.

Buyers of condos and lofts need to be aware they are responsible for repairing/replacing window and doors.  They need to know that when the decking of their patio/balcony needs to be replaced, the Association will drop off a bill.

Just like owning a single family home, condo owners need to set aside money for repairs.  Over the years, I’ve heard many stories of condo owners that were mad they had to pay for these items, yet it’s something they should have known from the get-go.

Buying a condo is different from buying a house, and it’s important that you have a competent real estate agent that knows how a condo association works.  It takes more than selling a condo to know one 😉

I’m happy to answer questions on condo ownership, and I’d be even happy to help you buy or sell one.

This View Is For Sale! New Listing At The Pointe

Blog - 2015 - 02-09 - Pointe Listing 1510

Another great listing at the Pointe of Saint Paul!  This one is a fantastic two bedroom, two full bathroom on the Northwest corner of the building.  This condo features a master suite with its own private full bathroom and walk-in closet.  Newer floors in the living & dining room, and the kitchen.  Home includes a storage locker and one underground parking space.  Free guest parking and many building amenities at the Pointe!

Catch the Light Rail Transit train to downtown Minneapolis for work or pleasure. New Lund’s grocery store a short block away in the Penfield building!  Many dining options right out your door.  Come see this great listing today!



New Listing at the Pointe! #2809

Blog - 2015 - 01-05 - New Pointe listing


Fantastic new listing at the Pointe of St Paul!  Spacious two bedroom, one bath with in-unit laundry.  Located on the 28th floor, this corner unit has amazing views.  The Pointe features some the best amenities in town!  Indoor pool, sauna, hot tub, fitness center, club room, guest suite, sun deck, and tennis court make living at the Pointe a true luxury.

Located centrally in downtown, one block from the new Lund’s grocery store, one block from the 10th Street Light Rail Station, and just blocks from access to 35E, 94, & 52.



Is this the end of FHA financing for condos?

Blog - 2014 - 06-26 - FHA BYE BYE

Sensational title, I know.   However, HUD is forcing condominium associations to make some tough decisions.  Part of their recent updates to FHA includes a rider that says an association can’t require a background check for renters.

Of all of the odd requirements that FHA demands, this one has gone too far.  The Pointe of Saint Paul will no longer be FHA approved, because of this.  I happen to live at the Pointe, and I stand behind the Board of Directors 100% on their decision to drop their certification.

FHA certification is supposed to make sure the building is healthy, and I can’t see one positive reason why having renters in your association without background checks is a good idea.

Now, in all fairness, FHA is not saying renters can not have background checks, it’s just saying associations can’t require an owner provide proof that one was done.  I would guess that a majority of landlords absolutely would screen their tenants, but then again these landlords probably didn’t finance with FHA either.  From what I can tell, FHA wants to make sure that if their buyer needs to rent out the property, there should be zero obstacles in their way.  Again, if FHA is designed to get first-time buyers or credit-challenged buyers into homes, why they care about the rental requirements is beyond me.

I’m guessing within a year or two, HUD will get a clue and will relax their requirement on this issue.  In the mean time, expect to see less and less FHA approved condo buildings.

The Green Line is Finally Here in St Paul!

Blog - 2014 - 06-16 - Green Line Opening 2

After years of waiting and watching, the green line is finally here!

Saturday was the grand opening, with events all along the line. I didn’t make it to any of the events, but attempted to take a “joy ride” around 1:00pm. The trains were standing room only at the time we went (right about the time they cancelled the events because of the rain), so we decided not to go.

So, Sunday my family and I took the rails as far as we could go. We ended our trip at Target Field, which I must say is beautiful.  This was my first time to the new stadium.  I guess I need to watch a game there, now that I can’t complain about having to park in downtown.

Blog - 2014 - 06-16 - Green Line Opening 1

After reaching Target Field, our adventure wasn’t over.  We then headed down to the Northstar Commuter Rail platform and hopped on the big train.  As part of the Green Line festivities, they were doing free train rides from Target Field to Big Lake, and all stops in-between.  Just between us, Big Lake isn’t really a destination city…  When we returned to Target Field we decided to have dinner in downtown Minneapolis.  I think that was my first time in 10 years having dinner in the “other” downtown.

Blog - 2014 - 06-16 - Green Line Opening 3

The return trip back on the Green Line was less crowded so we could see all the destinations along the route and we’re already planning our next trips.

Are you looking for something to do alone the line? Check out www.onthegreenline.com , a really good resource that lists all the businesses, restaurants, theaters, etc. along the line. What’s my favorite business? Saint Paul Home Realty, of course! We’re located at the first stop, right across from Union Depot.

What have you done along the line so far? Post your stories or links below!

See. Click. Fix. Or, How To Make The City Better

Blog - 2014 - 03-23 - See Click Fix


The City of Saint Paul has partnered with See Click Fix, a mobile app for reporting non-emergency items to the city officials.  If you live in St Paul, go to your app store of choice and download it.  For the Saint Paul branded app, it’s called Saint Paul Connect.

I’ve personally been on a pothole reporting rampage, as they seem extra bad this year.  I’m not sure if I’m imagining things or not, but it seems potholes reported through the app are getting priority.

It’s not just potholes either.  You can report graffiti, damaged city property, abandoned furniture, etc.  It’s a great way to help keep the city in tip-top shape.  City workers can’t be everywhere and see everything, so this is an invaluable app in my opinion.

Have you used this app before?  What do you think?